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SEMPA members have access to SoFi – the largest provider of student loan refinancing. SoFi offers a range of options to optimize monthly payments, lifetime cost, or speed of pay off – and, there are no origination fees, no catch and a simple application.  

Benefits include:   

  • Rates - Variable rates start at 1.9% and fixed rates start at 3.5% (with Autopay)*
  • Simplicity - Consolidate all student loans (federal and private) into a single loan with one monthly payment
  • No fees - No origination fees and no prepayment penalties
  •  Discount - 0.125% rate discount for members who sign up through sofi.com/SEMPA  

*Terms and conditions apply. SoFi loans are private loans and SoFi does do not offer the same flexible repayment terms on its private loans that are features of federal student loans. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE.  

SoFi loans are originated by SoFi Lending Corp (dba SoFi) California Finance Lender #6054612. NMLS #1121636.  For terms and conditions, visit sofi.com/SEMPA. 

Click here to take advantage of this member benefit